Welcome to the World Beyond Banking.

Manage your money. Grow your wealth. Move freely. Spend globally.

170+Countries
18+Currencies
Up to18%APY
150MMerchants
Live
Available to spend$248,930.42USD
18% APYVisa170+ countries

    One account for every move.

    Store, earn, move and spend from a single account — wherever you live.

    Store

    USD Accounts

      Open a US or EU account from anywhere, regardless of residency. Receive ACH payments, SEPA transfers and wire transfers.

      Earn

      Axess Earn
      18%APY · risk-adjusted vaults

      Turn idle cash into active capital. Earn up to 18% APY plus bonus rewards with risk-adjusted vaults.

      Move

      Axess Pay

      Send dollars, your local currency, or funds anywhere in the world — 24/7, instantly, with no hidden transfer fees.

      Spend

      Axess Memberships
      170+ countries
      $120.00Hotel · Dubai · Approved150M merchants worldwide

      Axess cards are accepted at 150M merchants in 170+ countries. Pay in dollars, earn back in dollars.

      Choose your level.

      Every tier comes with a premium Axess card and real USD rewards. No crypto required.

      Visa Club

      $150 / year

      Reward rate
      8%
      Cap
      $50,000
      Axess Points
      —

      Premium Black

      By invitation only

      Reward rate
      18%
      Cap
      Unlimited
      Axess Points
      +1% on all spend

      Private · VISA Digital

      Included

      Reward rate
      Linked**
      Cap
      Adjustable
      Axess Points
      Matched

      ** Private Digital reward rate is linked to your physical card tier (Club 8% · Black 18%). A physical card membership is required.

      Built for people who refuse to wait on their bank.

      Global by default

      US and EU accounts from anywhere. No branch visits, no residency requirements.

      Spend freely

      Accepted at 150M+ merchants in 170+ countries.

      Bank-grade security

      Licensed and regulated partners, biometric login and multi-factor authentication.

      Worldwide ATM access

      Access your money at ATMs wherever your journey takes you.

      Common questions.

      What is Axess?

      Axess is a modern financial platform that gives you a US or EU account, premium Visa cards and real USD rewards — accessible from anywhere in the world. We partner with licensed and regulated financial institutions to deliver bank-grade services without the traditional banking friction.

      Does Axess support cryptocurrencies?

      Axess is focused on delivering a world-class USD banking experience. While the platform is built on modern financial infrastructure, you don't need to know anything about crypto to use it. All rewards and account balances are in US dollars.

      Why is Axess different?

      Most banks are built for one country. Axess is built for the world: a real US or EU account, a premium Visa card accepted at 150M+ merchants, and up to 18% APY on your savings — all from your phone, regardless of where you live.

      Can I use the Axess card abroad?

      Yes. Axess Visa cards are accepted at over 150 million merchants in 170+ countries. Pay in local currency, anywhere.

      How does Axess keep my funds secure?

      Your funds are held by licensed and regulated financial partners. We use biometric login, multi-factor authentication and real-time transaction monitoring to protect your account.